Life is about experiencing every good bit of it throughout one’s lifetime; be it a walk in the park with your parents or building memories of playing with your little one. At Insurance Agent Health Insurance, we understand that these experiences can be truly rejoiced when one lives a healthy life without having to worry about any unforeseen medical issues.
Health Insurance plans start from Rs. 10/- per day and increase as per the needs of the proposer.
Call us for the best comparison among the best Health Insurance companies and after-sale services.
We deal to all major Health Insurance companies across the country. We start from the proposer’s need, comparison, buying and after-sale services
For more info, call us at 9886568000
Nobody is unaware about the ever rising exorbitant costs of medical expenses, health insurance offers financial support in uncertain medical requirements- It prevents a medical emergency from turning into a financial emergency. Health insurance ensures that health care needs are taken care of without depleting one’s savings and compromising one’s future goals. Health Insurance Plan usually covers medical expenses during hospitalization along with pre and post hospitalization expenses depending on plan details. Different plan covers facilities differently like Sub Limits, Maternity Cover etc so it becomes more important to go in details while choosing a plan. However, there are many health insurance policies in India and before buying a policy one should check health insurance policies and then go for the one that would suit ones needs.
Medical expenses for 144 day-care procedures which do not require a 24 hours hospitalization of the patient due to technological advancements.
Under Section 10(10D) of the Income Tax Act in India, the maturity benefits offered by Health insurance policies are eligible for tax benefits and under Section 80C, the premiums paid on Health insurance policy also get tax deductions.
No Sub-limits on hospital room rents, hospital expenses, specific diseases and doctor fees.
Every claim-free year is subject to an increase in the Sum Insured amount by 5% (of the basic sum insured); up to a maximum of 50% increase of the sum insured.
This Health plan covers entire hospitalization, coverage details depend on the Sum Assured taken and premium paid.
It is very important for every parent to plan for their children’s future in time. They want their dreams to be nurtured fruitfully even if we’re not around
This Health insurance plan is especially made to cover families against diseases under a single cover. This plan is quite.
This is usually brought as a standalone policy or a rider for certain critical diseases related to hear, brain and other important internal
Pre-existing disease cover includes the diseases or illness that the policyholder had before buying the policy. After a waiting period of 2-4 years, various policies offer a cover against the
This health plan offers to take care of you and not let your fall sick. This includes preventive care treatments like regular checkups, consultation charges and other tests or x-ray fees concessions.
This health plan covers maternity and additional expenses, including both pre and post natal care, child delivery (normal or caesarean), which sometimes lead to vaccination of newborn babies.
This health plan offers to take care of you and not let your fall sick. This includes preventive care treatments like regular checkups, consultation charges and other tests or x-ray fees concessions.
Why Health Insurance
Insurance companies have associations with different hospitals and if an individual undergoes treatment in any of these hospitals he/she can avail cashless facility
Some policies also cover expenses incurred daily for eg. Expenses incurred while commuting, food or refreshments etc.
Under this facility the expenses for a general health checkup are also borne by the insurer.
This feature of health insurance policy takes care of both pre and post hospitalization charges for a period of 30 to 60 days depending on the plan purchased
Some premium policies also cover miscellaneous expenses like expenses incurred in dental treatment, domiciliary treatment if being recommended by a doctor, expenses incurred on hearing aids, spectacles etc.
The policy holder is free from burden of transportation or ambulance charges as it is paid by the insurer. This is an add-on benefit and you should have opted for it while purchasing.
This feature of health insurance policy takes care of both pre and post hospitalization charges for a period of 30 to 60 days depending on the plan purchased
The premium paid towards health insurance is also eligible for tax benefit under section 80 D of the Income Tax Act. Factors affecting the premium cost- The premium paid towards the insurance policy depend on various factors like age and prior medical history.
Reasons to buy Health cover for the entire family.
I am already having health insurance and want to increase sum insured, what should I do.
If you already have a health insurance policy you can increase sum insured at the time of renewal.
Why insurance against cancer is critical?
A cancer insurance policy shields you and your family from the financial burden of huge treatment costs for the deadly disease. Cancer insurance covers patient right from the early to the advanced stages. The insured person is provided a lump-sum upon the detection of cancer, and hence, unlike regular health cover policy, cancer insurance payout can be used for recuperation-related expenses as well. Buy a cancer insurance policy today, and keep your savings secure in the future.
Can I cancel my health insurance policy and get a refund?
Generally, there is a free-look period of 15-30 days, and if you cancel health insurance within this period, the entire premium amount would be refunded after deducting the stamp duty fees and proportional risk charges for the days you are being covered.
Why is Health Insurance important?
All of us should buy health insurance and for all members of our family, according to our needs. Buying health insurance protects us from the sudden, unexpected costs of hospitalization (or other covered health events, like critical illnesses) which would otherwise make a major dent into household savings or even lead to indebtedness.
What is ‘Any one illness’?
‘Any one illness’ would mean the continuous period of illness, including relapse within a certain number of days as specified in the policy. Usually this is 45 days.
What are the forms of Health Insurance available?
The commonest form of health insurance policies in India cover the expenses incurred on Hospitalization, though a variety of products are now available which offer a range of health covers, depending on the need and choice of the insured.