Nominees calling me to know about insurance details
Thank you for reading this post, don't forget to subscribe!Over the years, I have had the privilege of helping many individuals and families secure their future through carefully selected insurance and investment plans. As an experienced insurance advisor since 2007, I am available 24/7 to support my clients with personalized service and dedicated guidance. However, a concerning pattern has emerged: many people are purchasing term insurance and other insurance policies online and calling me for to know the details as my contact for insurance and mutual funds is available online and saving my name and mobile number—Shivakumar A, 9886568000 or 9480240513 —as Insurance advisor or point of contact, even though they haven’t consulted me during the purchase process.
All insurance and investment products—whether life insurance, term plans, health insurance, mutual funds, or stocks—require ongoing after-sale services like updates, claims, and reviews. If you’ve purchased your plan online, I may not have access to your policy details and cannot provide support. In such cases, please contact the respective online platform for assistance. While online options may seem cheaper and convenient, they often lack personalized service, claim support, and accountability. For peace of mind and dedicated guidance, it’s always better to consult a trusted advisor. Choose wisely—your future and your family’s security depend on it.
This has led to emotional and critical situations where nominees call me in times of distress, hoping for support and answers regarding insurance policies or claims. Unfortunately, in many of these cases, I have no access or authority to assist them because the policies were not made through me. It breaks my heart to tell a grieving nominee that I cannot help them during an emergency simply because I wasn’t the advisor who facilitated the purchase.
To those who have bought their insurance plans online, I sincerely urge you: please delete my name and number from your policy documents and nominee information if I was not involved in the policy issuance. This small act of correction could save your loved ones from unnecessary confusion, frustration, and delays during crucial times.
If you are purchasing an insurance policy or investment plan, please understand the importance of personalized service. When you buy through me, I ensure full support throughout the policy lifecycle—from understanding your needs, customizing your plan, regular follow-ups, claim settlement assistance, and emergency support. I take full responsibility for your financial security and peace of mind. That’s the commitment I make to every client who chooses to work with me.
Your family deserves to have trusted guidance when they need it the most. As your dedicated advisor, I offer:
24/7 availability
Claim assistance
Investment planning
Annual policy reviews
Personalized recommendations
Direct support to nominees
But I can only do this effectively when the policy is genuinely handled by me.
In the unfortunate event of a policyholder’s demise or medical emergency, clarity and prompt action are crucial. If I am listed as the contact person without knowledge or authorization, it creates avoidable delays and stress for families already facing grief. I don’t want to be the one saying “Sorry, I cannot help” when your nominee calls.
This message is not only a humble request, but a matter of ethical and professional responsibility. I’m deeply committed to serving those who trust me, and I urge everyone to respect this boundary. If I’ve been part of your financial journey, you can be confident that I’ll be there when your family needs support. But if you’ve chosen a different route, please ensure that your nominee has the correct contact details.
Please remember:
✅ Delete my name and number if you purchased insurance online – I am not your Insurance Advisor.
✅ Contact me directly for personalized, accountable service.
✅ Let’s protect your family with integrity.