Check LIC Policy status online
Check LIC Policy status online by logging in to the LIC Website or call your LIC Agent for more information, The Life Insurance Corporation of India (LIC) offers a range of services to make managing your insurance policy easier and more convenient. LIC of India’s official website, https://www.licindia.com, is very informative and easy to access. LIC policyholder registration and online payments keep the website very busy throughout the day. The LIC of India individual insurance policies and group schemes are very popular in India.
Among these services, the ability to check your LIC policy status online stands out as a crucial feature for policyholders. This service ensures that you have access to important information about your policy at any time, helping you stay informed and make timely decisions. This guide will walk you through how to check your LIC policy status online and explore the various policyholder services available.
Importance of Checking Your LIC Policy Status Online
Regularly checking your LIC policy status is essential for several reasons:
- Stay Informed: This ensures you are aware of your policy’s current status, premium due dates, and any bonuses or benefits accrued.
- Timely Payments: This helps in keeping track of premium payments to avoid lapses in your policy coverage.
- Updated Information: Allows you to verify that all personal and policy details are correct and up-to-date.
How to Check Your LIC Policy Status Online
LIC provides multiple ways for policyholders to check their policy status online, offering flexibility and ease of access. Here are the main methods:
1. LIC’s Official Website
The most straightforward way to check your LIC policy status is through the LIC official website. Follow these steps:
- Register on the LIC Portal:
- Visit the LIC official website.
- Click on the ‘Customer Portal’ link.
- If you are a new user, click on ‘New User’ to register. You will need your policy number, date of birth, and other personal details.
- Create a username and password.
- Login to Your Account:
- After registration, log in using your username and password.
- Click on the ‘Policy Status’ tab under the ‘Self Services’ section.
- View Policy Details:
- Once logged in, you can view detailed information about your policy, including the next premium due date, policy term, and accrued bonuses.
2. LIC Mobile App
LIC has a mobile app called “LIC Customer” which offers a convenient way to check your policy status on the go. Here’s how:
- Download and Install the App:
- The app is available on both Android and iOS platforms.
- Login/Register:
- Use your LIC portal credentials to log in, or register if you haven’t already done so.
- Check Policy Status:
- Navigate to the ‘Policy Status’ section to view your policy details.
3. SMS Service
For those who prefer not to use the internet, LIC offers an SMS service to check policy status. Send an SMS in the following format:
- Type ASKLIC <Policy Number> and send it to 56767877.
You will receive an SMS with your policy status details.
4. Customer Helpline
You can also call the LIC customer helpline to inquire about your policy status. The helpline number is 022 6827 6827, and you will need to provide your policy number and personal details for verification.
Policyholder Services
LIC provides a range of services designed to enhance the experience of policyholders. These services are available online, making it easier for customers to manage their policies without having to visit a branch office. Some key policyholder services include:
1. Premium Payment
Policyholders can pay premiums online through the LIC website, mobile app, or authorized payment gateways. This service ensures that you can make timely payments conveniently.
2. Policy Loan
You can apply for a loan against your policy online. The application process is straightforward, and you can check the loan status and repayment schedule through the LIC portal.
3. Policy Revival
If your policy has lapsed due to non-payment of premiums, you can apply for revival online. The LIC portal provides details on the revival process and necessary documentation.
4. Change of Address
Updating your contact details, such as your address or phone number, can be done easily through the LIC portal. This ensures that all communication from LIC reaches you promptly.
5. Claim Status
Checking the status of your policy claims is simplified through the online portal. You can track the progress of your claim and receive updates without having to visit a branch.
Conclusion
Checking your LIC policy status online is a simple yet powerful tool to stay informed and in control of your insurance policy. With various methods available, including the LIC website, mobile app, SMS service, and customer helpline, managing your policy has never been easier. In addition to checking policy status, the range of policyholder services offered by LIC ensures that all your insurance needs are met with convenience and efficiency. Embrace these digital services to make the most of your LIC policy and secure your financial future effortlessly.