It is easy to buy an LIC insurance policy online. Life Insurance is a product which you buy once in a lifetime. Most of the proposers think that the Life Insurance policy can run with the help of Insurance companies.
Before buying any kind of Insurance plan, the most required is an Advisor who acts as a mediator and helps the buyer in case of maturity/ claims or any other issues in the policy. Insurance company staff can leave the company at any movement. The policyholder should not depend on the company staff, as they may not be in a position to sell or service the policy.
FAQ
LIC Staff can sell the LIC plans to the customers.
NO, LIC Staff are not licensed by the Insurance Regulatory Authority of India (IRDAI). Even if any walk-in customers go to the Branch, the Staff would recommend their known Agents only for new plans.
Can I buy the LIC policy directly from the LIC Website?
Yes, you can buy directly from the LIC of India through their official website https://www.licindia.com
What is the use of a LIC Agent in buying LIC new plans?
LIC Agents are licensed by IRDAI to sell LIC plans to the Public. Always prefer to go to a full-time experienced agent with at least 15 years of experience for the best after-sale services.
As a policyholder, you should know the policyholder and your family members also should know him. In the future for any services, maturity or claims, he would be the first person to help the nominees.
How to select the policies according to age?
There are many Insurance plans. The proposer may get confused with the plans and his requirements. It is better to contact an experienced Insurance Advisor and consult.
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