There are many benefits of a whole-life policy, and this kind of Insurance will insure the policyholder for a lifetime. Normal Endowment plans may mature at some point in time and the proposer may not be in a position to buy a new policy due to health, financial and other conditions. But a Whole life policy would continue to cover.
Whole life policy gives extended cover with a limited premium term. This plan is beneficial for all as the premium paying burden is limited to some terms. Whole life plans are for a lifetime with a good bonus rate.
As an Advisor, I would urge all proposers to go for Whole life plans and create an asset for the family.
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