Health Insurance plan has become the most important requirement in everyone’s life. Before Corona and after CORONA, there is a huge difference in people’s minds regarding health insurance. The recent Hospital medical bills have created a kind of awareness about the need for Health Insurance coverage for the entire family.
The major attraction of this plan is in addition to your existing Health Insurance plan, this plan also can be purchased.
LIC of India had launched a new Health Insurance Plan “LIC AROGYA RAKSHAK”. This policy has no link with the share market, not participating in bonus, it is an Individual, Health Insurance Plan.
This plan pays fixed benefit health insurance cover against certain specified health risks and provides you with timely support in case of medical emergencies and helps you and your complete family remain financially independent in difficult times.
The advantage of this plan is all your immediate family members and parents can be added in one single policy.
LIC Arogya Rakshak plan had many new benefits when compared to the old LIC Health Insurance plans.
- Choose the benefit limit as you want
- Flexible premium payment options
- In case of hospitalization or surgery, the financial protection
- Ambulance Benefit
- Health Check-up facility
- Hospital Cash Benefit (HCB)
- Major Surgical Benefit (MSB)
- Day Care Procedure Benefit (DCPB)
- Other surgical Benefit (OSB)
- Medical Management benefit (MMB)
- Extended Hospitalization Benefit (EHB)
This policy gives other benefits like
Auto set up benefit, No claim benefit, and Auto heath cover (AHC) benefit.
There are many optional facilities like :
Life Insurance cover, Cash advance, Accident Benefit rider, cover for new members, removal of existing members, and migrating child cover on the policy anniversary coinciding with or immediately following the completion of 25 years of age.