Can I reduce the LIC policy premium?
Reduction of Sum assured or reducing LIC policy premium both are same. Sum Assured reduction would directly reduce the policy premium.
If a policyholder is not in a position to pay the LIC policy premium there is a provision to reduce the premium. For this, the policyholder can ask his LIC Agent to help or directly meet the concerned Branch Manager.
The reduction of sum assured would be a loss to the policyholder as the previously paid premiums would not be returned back as he had enjoyed the high insurance cover so far.
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