GST is applicable on all live insurance plans. First year GST is 4.5% of the premium. Next year onwards it comes down to 2.25%. Insurance industry is asking the Government to reduce it. It is one the Government to divide on that. **GST is 1.8% in case is single premium plans like ** * Single premium endowment plan * Jeevan Ashanti * Jeevan Akshay VII * Bima Bachat. **No GST PLANS** * Pradhan Mantri Vaya Vandana plan
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