This policy can be revived within a period of 2 years from the date of first unpaid premium. After the grace period, the late fee would be levied.

SURVIVAL BENEFIT  (Cash benefit –  a percentage of Sum Assured)

5th year – 15%

10th year – 15%

15th year – 15%

20th year – 15%

Maturity Benefit

40% of the Basic Sum Assured along with Vested Simple Reversionary Bonuses and Final Additional Bonus if Any

Death Benefit

Sum Assured on Death’ along with Vested Simple Reversionary Bonuses and Final Additional Bonus if any.
The death benefit as defined above shall not be less than 105% of total premiums* paid as on the date of death.

Paid-up value shall be equal to (Number of premiums paid/ Total Number of premiums payable) x Basic Sum Assured less total amount of Survival Benefits paid under the policy.

Eligibility Conditions and Restrictions

• Age at entry – 13 to 45 years
• Age at Maturity – Maximum 70 Years
• Policy Term – 25 years
• Premium Paying Term – 20 Years
• Premium mode – Yearly, Half-yearly, Quarterly, Monthly (SSS or ECS)
• Basic Sum Assured – 1,00,000 and above ( In multiples of 5000)

Loan available to Money Back plan – 821/25